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Art & Craft Group

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Yaroslav Afanasyev
Yaroslav Afanasyev

Terms Conditions



In order to access certain services or features of our Site, you may be required to create an account, profile, or download Cisco software. We may also offer access to certain services and features of the Site to you for a fee. In those situations, or when using other Cisco products and services as part of the Site, additional Cisco terms or requirements may apply and those additional terms become part of your agreement with us. In the event of any conflict between such additional terms and these Terms, the additional terms control.




Terms Conditions



Nothing in these Terms grants any right or license to Software Content. Software Content is governed by its own separate terms and conditions and all use of Software Content must be in accordance with the specified license(s), which may include, but is not limited to, Cisco's End User License Agreement, Cisco software development licenses (e.g., Cisco API, SDK, and Sample Code licenses), and free/open source software licenses, as applicable.


Government works generally cannot be copyrighted, though we request that we be given appropriate credit. Section 31 U.S.C. 333 prohibits the use of names, terms, symbols, and stationery of the Department of the Treasury, as well as any colorable imitations of these items in a way that gives the false impression that Treasury is involved in their use. It is illegal to falsely imply that business activities are in any manner approved, endorsed, sponsored, authorized by, or associated with the Department of the Treasury. For instance, linking to or framing this site in a manner designed to falsely imply a relationship with Treasury is forbidden under the statute. You should know that Section 333 expressly provides that the use of disclaimers of Treasury involvement in materials or on a website can be ignored when we determine that the statute has been violated.


(d) Third Party Services. Any third party software, services, or other products you use in connection with the Services are subject to their own terms, and we are not responsible for third party products.


(a) MANDATORY ARBITRATION. You and OpenAI agree to resolve any past or present claims relating to these Terms or our Services through final and binding arbitration, except that you have the right to opt out of these arbitration terms, and future changes to these arbitration terms, by filling out this form within 30 days of agreeing to these arbitration terms or the relevant changes.


(h) Waiver and Severability. If you do not comply with these Terms, and OpenAI does not take action right away, this does not mean OpenAI is giving up any of our rights. Except as provided in Section 8, if any part of these Terms is determined to be invalid or unenforceable by a court of competent jurisdiction, that term will be enforced to the maximum extent permissible and it will not affect the enforceability of any other terms.


(k) Entire Agreement. These Terms and any policies incorporated in these Terms contain the entire agreement between you and OpenAI regarding the use of the Services and, other than any Service specific terms of use or any applicable enterprise agreements, supersedes any prior or contemporaneous agreements, communications, or understandings between you and OpenAI on that subject.


These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.


In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.


Unless otherwise stated, the copyright and other intellectual property rights in all material on the Site (including without limitation photographs and graphical images) are owned by us or our licensors. For the purposes of these Terms, any use of extracts from the Site other than in accordance with this licence for any purpose is prohibited. If you breach any of the terms in this legal notice, your permission to use the Site automatically terminates and you must immediately destroy any downloaded or printed extracts from the Site.


Subject to this licence, no part of the Site may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without our prior written permission. Any rights not expressly granted in these terms are reserved. You agree not to adapt, alter or create a derivative work from any of the material contained in this Site or use it for any other purpose than for personal, non-commercial use.


The express provisions of these Terms are in place of all warranties, conditions, terms, undertakings and obligations implied by statute, common law, trade usage, course of dealing or otherwise, all of which are excluded to the fullest extent permitted by law.


Conditions of Use By using this website and all others owned and maintained by Liberty Mutual, you agree to the following terms and conditions so please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions if you continue to use the website after we have posted the changes; and we suggest that you periodically visit this page to review the most recent Terms & Conditions. If you decide to purchase insurance products or services from Liberty Mutual the terms and conditions specified in your policy or agreement with Liberty Mutual will apply. All references to "Liberty Mutual" include Liberty Mutual Insurance Company and its affiliates listed below.


DISCLAIMERThe information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by Liberty Mutual, but are provided 'as is' and for general informational purposes. Liberty Mutual makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Liberty Mutual does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Liberty Mutual also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.


If You object to any such modifications, Your only remedy is to cease using this Website. Continued use of this Website following notice of any such modifications indicates You acknowledge and agree to be bound by the modifications. Also, please know that these Terms may be replaced by legal notices or terms located on particular pages of this Website, as it may state in those notices or terms. These legal notices or terms are incorporated into these Terms and replace the provision(s) of these Terms that are stated as being replaced.


Sometimes provide links on this Website to third-party websites. If You use these links, You will leave this Website. We are not obligated to review any third-party websites that You link to from this Website, We do not control any of the third-party websites, and We are not responsible for any third-party websites (or the products, services, or content available through any of them). Thus, We do not endorse or make any representations about such third-party websites, any information, software, products, services, or materials found there or any results that might come from using them. If You decide to access any of the third-party websites via links from this Website, You do this entirely at Your own risk and You must follow the privacy policies and terms and conditions for those third-party websites. Certain areas of this Website may allow You to interact and/or conduct transactions with one or more third-party websites, and, if applicable, may allow you to adjust your privacy settings for that third-party website account, so that Your activities on this Website can be shared with Your contacts via your third-party site account (such as social sharing via Facebook or Twitter).


Unless otherwise specified in these Terms, all Materials, including the arrangement of them on this Website are Our sole property, Copyright 2017. All rights not expressly granted in these terms are reserved. Except as otherwise required or limited by applicable law, any reproduction, distribution, modification, retransmission, or publication of any copyrighted material is strictly prohibited without the express written consent of the copyright owner or licensee.


While there may be information contained within the Website or Services related to certain medical conditions and/or their treatment, should a medical condition exist, consult with your own physician or health care professional. THE CONTENT AVAILABLE THROUGH THE WEBSITE, OR COMMUNICATED TO YOU DIRECTLY THROUGH THE SERVICES, IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND IS NOT A SUBSTITUTE FOR MEDICAL JUDGMENT, ADVICE, DIAGNOSIS, OR TREATMENT OF ANY HEALTH CONDITION OR PROBLEM. You should not rely on information contained via the Website for diagnosing, treating, curing, preventing, managing or otherwise addressing health problems. Questions should be addressed to a physician or other health care professional. WE DO NOT, THROUGH THE WEBSITE OR OTHERWISE, PROVIDE MEDICAL ADVICE, MEDICAL PRESCRIPTIONS, TREATMENTS OR DIAGNOSTIC SERVICES. Your doctor or other health care professional, as a learned intermediary, is in the best position to assess, and provide information, about Your medical condition and any treatment options. Use of the Website or Services does not in and of itself create an express or implied physician-patient relationship. In using the Website or Services, You agree that We are not, or will not be, liable or otherwise responsible for any decision made or any action taken or any action not taken due to Your use of the Website or Services. PLEASE CONSULT YOUR HEALTHCARE PROVIDER FOR ALL MEDICAL ADVICE OR QUESTIONS. 041b061a72


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